Merchants retain claims of material quantum against EMIs, PIs, credit institutions and banks — withheld settlement balances, retained reserves, contested deductions. We take legal title to those claims and pursue recovery on a coordinated contractual, supervisory and procedural basis.
No upfront cost · Recovery split aligned to file complexity · Reply within five business days.
We are an Amsterdam-based specialist recovery vehicle for merchant claims against regulated payment service providers across the EU and UK. We act as Assignee under a Claim Assignment and Recovery Agreement, take legal title to accrued merchant claims, and pursue recovery through a coordinated procedural, supervisory and litigation framework — calibrated to the contractual law, supervisory regime and documentary record of each file.
We frame the contractual and supervisory posture and conduct the full procedural notice framework from assignment through formal demand.
We work directly on settlement files, scheme passthrough data and ledger entries — isolating the precise quantum in dispute before external counsel is engaged.
You face no out-of-pocket cost during the recovery and retain a substantial share of any recovered amount.
You contribute no funds. We fund all Legal Costs in the first instance. Your contribution is the documentary record and operational cooperation.
The default position is 50/50 on the net Recovered Amount. The split is calibrated on a continuous scale between 75/25 in your favour and 75/25 in ours, depending on file complexity.
Legal Costs are only deducted from your share once cumulative recoveries reach 2× cumulative Legal Costs paid by the firm. Early tranche recoveries are protected.
Recovery proceeds on three parallel tracks. The tracks are coordinated, not sequential.
Formal demand under the underlying agreement, proceedings preparation where required, and litigation conduct calibrated to the relevant forum.
Engagement with the competent supervisory authority of the counterparty’s home Member State, treated as part of the recovery framework rather than as a separate matter.
A documented chain of assignment, notice, authority, joinder and director’s confirmation instruments — designed to address defensive postures on assignment validity.
“We operate strictly within the contractual, regulatory and procedural frameworks of the underlying agreement. The Assignment confers your rights — and nothing more.”
A credible reservation, not an opening move. Where a counterparty engages in good faith and settles within a defined window, a supervisory complaint is not filed.
Commercial settlement on mutual release and mutual confidentiality, executed under a formal settlement deed. Settlement is the preferred outcome on every file.
The merchant profile we are calibrated for. Files outside this profile are still considered where structural facts are sufficiently strong.
Accrued claims of material quantum against a regulated PSP in the EU or UK.
A merchant services agreement, schedules, side letters and reconciliation evidence in fully or substantially executed form.
Formal correspondence, partial release, contested deduction, or retention extended beyond the applicable release window.
Capacity to support a recovery over a 3–12 month duration, including documentary requests and supplementary procedural instruments.
Our enquiry form takes about thirty minutes. Where the fit is positive, execution of the Claim Assignment and Recovery Agreement and service of the counterparty-facing Notice of Assignment follow within a defined window.